The Shift
Enterprise software organises work
It sorted the operation into systems, records and queues for people to work through.
Automation removes repetition
It took some of the repeated steps out of those systems, but still drove each case.
Agentic AI completes the workflow
It reads the case, decides the next action, and carries it through.
Meet ORCA
Orchestrated Receivable Collection Agents
ORCA monitors every invoice, prioritizes follow-up, contacts customers, matches incoming payments and routes disputes to the right person.
Tracks every invoice
Every open item inside your ERP, watched from issue to close.
Chases right moment
The right account, the right tone, without a person queuing it.
Matches & reconciles
Payments cleared against invoices automatically.
Flags the exceptions
Disputes and edge cases reach your team; the routine never does.
Meet MARS
Multi-Agent
Recovery System
MARS evaluates every overdue borrower account, chooses the next best action, and coordinates compliant outreach, negotiation and escalation across channels.
Reads the account
History, risk, obligation and intent before a single message goes out.
Decides what next
The next action for that borrower, not a blanket campaign.
Acts across channels
Voice, email, message and payment, in sequence, without a queue.
Escalate with context
High-judgement moments reach your team ready to act.
What does
Fiscor AI do?
Fiscor AI builds agentic AI for debt collections and accounts receivable. MARS helps lenders automate recovery workflows, while ORCA helps finance teams automate receivables, payment follow-ups and cash application.