MARS · Pricing
Priced to your portfolio, not a seat count.
Collections software should not become more expensive simply because more people need visibility. MARS is priced around the scale and complexity of the work it performs.
Pricing reflects the portfolio and deployment itself, including account volume, channels, integrations, governance requirements, and scope. The economics should reflect the value created, not the number of logins issued.
Configured, not templated
Pricing built around your operation
No two collections environments are identical. A fintech lender managing short-duration consumer credit has different requirements from a bank operating across several products and delinquency stages. A focused pilot has different requirements from a portfolio-wide deployment.
That is why MARS pricing is configured around the actual operating model rather than forced into a generic package.
Where to start
Start with a defined workflow
The strongest deployments begin with a clear problem. A pilot starts with one defined problem, such as a portfolio segment, recovery stage, communication channel, or manual workflow with a measurable outcome. We begin there, connect the required systems, establish policies and approval boundaries, and measure performance before expanding.
Define the scope
Define the workflow, success criteria, portfolio scope, policies, data requirements, and integration plan.
Configure and validate
Configure the environment, connect required systems, test guardrails, and validate decision paths with your team.
Execute and review
Begin monitored execution, reporting, and regular review against the agreed operating and financial outcomes.
Timelines vary depending on infrastructure, governance, and integration complexity.
Cost drivers
What influences pricing
Pricing may vary based on the following factors of your deployment.
Accounts under management
The number of accounts under management.
Monthly account volume
How many accounts flow through recovery workflows each month.
Communication usage
Volume of calls, messages, and outreach generated across the portfolio.
Required channels
The mix of voice, SMS, email, WhatsApp, and other channels in use.
Integrations
The systems MARS must connect to, including LMS, CRM, and dialer platforms.
Deployment environment
Cloud, on-premise, or hybrid deployment requirements.
Policy complexity
The number and complexity of governance rules and approval boundaries.
Support requirements
The level of implementation and ongoing support needed.
Autonomous execution
The level of autonomous execution approved for the deployment.
No rip and replace
No inflated transformation program
MARS layers onto the systems you already run. A deployment should not require replacing your loan management platform, CRM, dialer, or communication stack before value can be demonstrated. A narrow starting scope makes the operating model easier to prove. Expansion follows where the economics justify it.
FAQ
Frequently asked questions
Do you charge per user?
Can we begin with one portfolio?
How long does deployment take?
Can MARS run with human approval first?
Do you offer outcome-linked commercial structures?
Build the business case before the software contract.
The right question is not what MARS costs. It is what delayed decisions, repetitive execution, and linear headcount growth already cost your operation. We will help you model both.